Who’s Buying Homes with Cash Right Now? More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them. It's not just wealthy investors swooping in with deep pockets. A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined. According to Cotality, the average homeowner with a mortgage has about $310,000 in equity. Think about what that could mean for your next move. You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates. And even if you can't pay all cash, that equity could help you borrow significantly less. But what if you're buying with a mortgage? Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority. So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think. Wondering how you stack up in today's market? Send me a message. Let's talk about your options. #HomeEquity #HomeBuyingTips Susan Adams - Coldwell Banker West - DRE#01994357

Confused by Home Price Headlines? Here’s Why. National headlines can’t tell you what your home is worth or how much room you have to negotiate. Local data can. If you’re thinking about buying or selling, let’s look at how prices are moving in your area, so you can set your price or make your offer with confidence. #HousingMarket #HomePrices Susan Adams - Coldwell Banker West - DRE#01994357

🚨 PRICE IMPROVED! Was $999K, NOW $950K! 🌊⁣ ⁣ Coastal Carlsbad living just got more attainable. This first-floor home in the gated community of Ocean Pointe, west of I-5, is now priced to move.⁣ ⁣ 2 beds | 2 baths | ~1,660 sq. ft. of single-level living, with high ceilings, an open floor plan, a private patio and a generous primary suite. No stairs, ever.⁣ ⁣ ✨ Central A/C⁣ ✨ In-unit laundry⁣ ✨ 2 assigned underground parking spaces⁣ ✨ Extra storage⁣ ✨ Community pool & spa⁣ ⁣ Minutes to the beach, the lagoon trails and Carlsbad Village. 🎥 Watch the video for a full walkthrough, then come see it in person.⁣ ⁣ 📍 817 Kalpati Circle #112, Carlsbad⁣ ⁣ DM me or call to schedule a private showing before someone else does.⁣ ⁣ Susan Adams | Realtor®⁣ Coldwell Banker West⁣ 619-730-8982⁣ www.SusanSellsSD.com⁣ DRE#01994357⁣ ⁣ #susansellssd #SusanSellsSD #SusanAdamsRealtor

Same time of year. 2 very different stories. And mortgage rates are a big reason why. Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around. Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you? Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs. Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition. Want to know what this shift looks like where you live? Drop a comment or send me a DM, and let’s look at the local numbers together. #HousingMarket #HomeBuying Susan Adams - Coldwell Banker West - DRE#01994357

Buyers, this is big. The housing market is giving you a level of negotiating power we haven't seen since the years following the housing crash. According to Redfin, there are now 63% more sellers than buyers nationwide, and 41 of the 50 largest metros favor buyers. That means, in most places, you have more say in what you're willing to pay, what you're willing to accept, and what you want to negotiate. And sellers have more reason to listen. Of course this varies market to market, but this shift is creating opportunities for buyers who are ready to jump in – even with today’s higher rates. DM me, and let's make sure you know how to take advantage of it. #HomebuyingTips #HousingMarketNews Susan Adams - Coldwell Banker West - DRE#01994357

Homes Are Still Selling – Even in a Slower Market Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day. If you need or want to move, let's talk about what it'll take to make sure yours is one of them. #HomeSales #HomeSellingTips Susan Adams - Coldwell Banker West - DRE#01994357

To Sell or Rent? How To Choose the Best Path for Your House. Renting can be a good fit for the right person with the right house, but it isn’t the only option. A smart sales strategy can help your house stand out to buyers from day one. So, if you’re on the fence, let’s sit down and compare what selling and renting would each look like for you. #RentOrSell #SellMyHouse Susan Adams - Coldwell Banker West - DRE#01994357

Hoping mortgage rates will come down soon? The latest inflation report just made that outlook a little more complicated. Inflation climbed to 3.7% in September, higher than economists expected. And while rising gas prices were a big driver, costs increased across several other categories too. Why does that matter for housing? Because stubborn inflation makes it harder for the Fed to justify lowering their Federal Funds Rate. It could even increase the chances of another hike. Now, the Fed doesn't directly control mortgage rates. But inflation and Fed expectations influence them, which means there's no guarantee mortgage rates will move lower anytime soon. If you're planning to buy or sell, don't let a hoped-for rate drop be the only thing driving your timeline. Let's look at what today's market means for your move and build a plan around the numbers you can actually work with. #Inflation #MortgageRates Susan Adams - Coldwell Banker West - DRE#01994357