Same time of year. 2 very different stories. And mortgage rates are a big reason why. Last fall, mortgage rates came down and the number of homes for sale barely budged. This fall, rates have climbed above 7%. Some buyers have pulled back, homes are taking longer to sell, and instead of coming off the market, more listings are sticking around. Since August, the number of homes for sale has grown by about 25,000. So, what does that mean for you? Buying? You’ve got more homes to choose from and potentially more room to negotiate on price, repairs, or closing costs. Selling? Buyers have more options, so you’ve got to give them a reason to choose your house. That means getting the price right from day one and making sure your house stands out from the competition. Want to know what this shift looks like where you live? Drop a comment or send me a DM, and let’s look at the local numbers together. #HousingMarket #HomeBuying Susan Adams - Coldwell Banker West - DRE#01994357

Planning for the years ahead often comes down to one big decision: stay or move. Staying in your house could mean you have to do some updates like grab bars, walk-in showers, and wider doorways. Moving to a 55+ community lets you skip the remodel and puts a lot of perks right outside your door. Many offer on-site amenities, added security, and an HOA that takes care of shared spaces. Plus, they make it easy to feel connected to the people around you. And the equity you've built in your current house could help you make the move. Weighing your options? Reach out to talk through what makes the most sense for you. #55PlusLiving #SellYourHouse Susan Adams - Coldwell Banker West - DRE#01994357

Homes Are Still Selling – Even in a Slower Market Don't let a headline about slowing home sales convince you no one is buying. Homes are still selling every minute of every day. If you need or want to move, let's talk about what it'll take to make sure yours is one of them. #HomeSales #HomeSellingTips Susan Adams - Coldwell Banker West - DRE#01994357

Buyers Have More Room To Negotiate Right Now Good news if you're house hunting: the asking price may not be the final word. Right now, about 60% of homes are selling below their original asking price. With budgets stretched thin, a little give on price or terms can take some pressure off your wallet. But how much you can negotiate depends on where you're buying. So, let's chat about what you can ask for in the neighborhoods you're eyeing. #HouseHunting #BuyingPower Susan Adams - Coldwell Banker West - DRE#01994357

Hoping mortgage rates will come down soon? The latest inflation report just made that outlook a little more complicated. Inflation climbed to 3.7% in September, higher than economists expected. And while rising gas prices were a big driver, costs increased across several other categories too. Why does that matter for housing? Because stubborn inflation makes it harder for the Fed to justify lowering their Federal Funds Rate. It could even increase the chances of another hike. Now, the Fed doesn't directly control mortgage rates. But inflation and Fed expectations influence them, which means there's no guarantee mortgage rates will move lower anytime soon. If you're planning to buy or sell, don't let a hoped-for rate drop be the only thing driving your timeline. Let's look at what today's market means for your move and build a plan around the numbers you can actually work with. #Inflation #MortgageRates Susan Adams - Coldwell Banker West - DRE#01994357

Birthday fun at La Jolla Cove! 🛶🌊🥳⁣ Spent part of my birthday last week kayaking in La Jolla Cove with the fam. Such a fun day and a great way to celebrate! ❤️⁣ ⁣ Thanks @everydaycalifornia for a great experience! If you’re looking to kayak in La Jolla, I’d definitely recommend them!

Why Most People Are Still Glad They Bought a Home Don’t let today’s uncertainty make you lose sight of what homeownership can do over time. Most homeowners say they’d make the same choice again. And decades of home-price growth help explain why. If you’re wondering whether buying makes sense for you right now, let’s look at the numbers together – and what owning a home could mean for you in the years ahead. #HomeEquity #Homebuying Susan Adams - Coldwell Banker West - DRE#01994357

More Homes for Sale Now Than Any Time Since 2019 House hunting? You've got more homes to choose from than you've had in years. Right now, the number of homes for sale is the highest it's been since 2019. That's basically back to back to pre-pandemic normal – so there's more to pick from, and it's easier to find one that fits your budget. So, when you’re ready, let’s find your home and negotiate a deal you'll feel good about. #HouseHunting #HomebuyingTips Susan Adams - Coldwell Banker West - DRE#01994357